关键词：小额贷款公司 小微企业 服务
Abstract：Micro and small enterprises play a positive role in our country’s economic and social development. While micro and small enterprises make significant contribution for China’s economic and social development, financing problem is a stumbling block to micro and small enterprises’ development. To solve the problem of financing of micro and small enterprises, micro-credit companies come into being. As micro financial organizations controlled by private capital which engage in commercial credit activities, whether micro-credit companies can always adhere to the principle of “small, decentralized” or not and whether they can truly benefit the micro and small enterprises or not are issues which we need pay attention to. This article selects Xin Hao micro-credit company as object and aims at studying the role which micro-credit companies play in micro and small enterprises and exploring the problems and difficulties existing in the operation of a micro-credit company. Exploring the problems and providing successful micro-credit model promotes healthy development of micro-credit companies and stimulates micro-credit companies to play their role in economy effectively.
Key words: micro-credit company micro and small enterprise service